About D.C. Hogan & Associates

With over 15 years of experience handling all types of insurance claims, we service all of Texas, Louisiana, Florida, and New Jersey. We are a professional adjusting firm that represents businesses, as well as homeowners.

About the Insurance Claims Process

After unexpected events and damage occurs, all Business Owners and Homeowners want is for their home or business to be restored and for the Insurance Company to pay for it. This includes receiving enough money to restore your property to pre-loss conditions, along with any endorsements that the policy may have. Endorsements may include Business Interruption, Code Upgrade, Loss of Use, Contents, etc. This is what you, the policyholder, expect and deserve.

However, most Business Owners and Homeowners have likely never filed an Insurance Claim. They assume that as long as they have responsibly paid their premiums, their Insurance Company will do the right thing when it comes to paying on their property claim. Your Insurance Company, which is a for-profit business, wants to minimize their losses after a property claim has been filed. To do this, they hire professional adjusters to look for obvious damages, keeping an eye on minimizing their losses.

When filing an insurance claim, it’s important to understand:

The burden of proof is on the policyholder, not the insurance company.

That is where our team comes in. At D.C. Hogan & Associates, we are Licensed Public Adjusters and our expert team consists of forensic science, roofing consultants, restoration experts, and more. We work with you to help document your case and prepare your claim to ensure your maximum recovery settlement. We will represent you and your insurance claim with Honesty and Integrity.