Between heavy rains and an active hurricane season, Houston floods practically every year. Don’t be caught off guard! Prepare your home or business for Houston flooding by purchasing a flood insurance policy with the flood coverage that’s right for you. If your home does sustain water damage in a flood, contact me right away. With my years of experience and NFIP expertise, I am a Houston Flooding Public Adjuster you can trust to advocate for your fair compensation.
Houston Flood Risk & Flood Insurance
The Houston area makes for ideal flooding conditions with its relatively flat terrain, extensive concrete cover, and poor drainage all-around. For Houston residents, this makes flood insurance claims the most common type of insurance claim filed. As a homeowner, you should be aware of your location’s flood risk so you can properly insure your home. In fact, if you live in a high-risk flood zone of Houston, you may be required to have Houston flood insurance. Learn more about Houston flood insurance through FEMA’s National Flood Insurance Program at https://www.floodsmart.gov/.
Filing Flood Insurance Claims in Houston
Types of Water Damage Coverage
Water damage claims cover sudden and unexpected property damage caused by events such as a burst water heater or leaking pipes. This type of water damage is usually included in Homeowners Insurance. On the other hand, water damage related to flooding is usually NOT part of a homeowners policy. Houston flood insurance is its own separate policy. Flood insurance claims specifically cover water damage caused by rising waters due to a storm, hurricane, or natural disaster.
Flood Insurance Claims Process
After suffering through the devastating effects of a storm or hurricane, filing a flood insurance claim on your own can be overwhelming. From completing a total loss inventory to documenting property damage from the flooding and more, each step of the flood insurance claims process can feel like a nightmare knowing any mistake could cost you money in your settlement. As a Houston public adjuster certified with FEMA’s National Flood Insurance Program (NFIP), I will guide you every step of the way with your flood insurance claim and ensure you get the payout you deserve.
Public Adjuster for Houston Flood Insurance Claims
Insurance companies hire Claims Adjusters to evaluate your flood insurance claim and this means their job is to save the insurance company as much money as possible. Don’t let your flood claim go underpaid! As a Houston public insurance adjuster, I advocate for YOU the insured only. I’ll work with your insurance company to maximize your flood claim and get you the money you need to repair your home.
Wherever you are in the insurance claims process, whether you’re just beginning the filing process or you’re concerned about an underpaid claim, a loss consultant like Dan Hogan can help review your flood insurance claim.
Contact Daniel C. Hogan, P.A. Today!
As your public insurance adjuster, I’ll focus on maximizing your insurance claim so you can focus on rebuilding your home and recovering after disaster. Houston flooding occurs every year, and every year I help my clients receive fair compensation. Don’t wait! The earlier I can get involved in the flood insurance process, the more I can help you save time, energy and money.