Preparing for Weather-Related Emergencies in New Jersey

As a homeowner or business owner in New Jersey, you must prepare throughout the year for various major weather-related emergencies, including severe storms, hurricanes, icy winter storms, blizzards, and more. Dealing with repairs after property damage and loss can be stressful, especially when there’s a significant amount of paperwork and documentation involved in filing your claim. At D.C. Hogan & Associates, our experienced New Jersey public adjusters are here to alleviate your stress. As Public Insurance Adjusters, we advocate FOR YOU against your insurance company, ensuring you receive the maximum amount for your claim in a timely manner.

Understanding Insurance Adjusters

What is an Insurance Adjuster?

Insurance adjusters, also known as claims adjusters, are insurance experts hired to evaluate and manage insurance claims. When filing an insurance claim in New Jersey, most cases require advocates to represent the two sides of the claim: you (the policyholder) and the insurance companies.

Types of New Jersey Insurance Adjusters

To navigate the insurance claims process effectively, it’s important to understand the different types of New Jersey Insurance Adjusters:

• Company Adjuster: Insurance companies assign and employ these adjusters to represent and serve their best interests.
• Independent Adjuster: Insurance companies hire these adjusters on a contractual basis to represent and serve their best interests.
• Public Adjuster (P.A.): Policyholders select and compensate these adjusters to advocate their claim against the insurance company.

Supporting Policyholders as Public Adjusters

Why do I need a Public Insurance Adjuster in New Jersey?

As Public Adjusters (P.A.s) or Public Insurance Adjusters in New Jersey, we are state-licensed insurance professionals with years of experience handling hundreds of New Jersey insurance claims for property loss and damage caused by floods, fires, hail, storms, water, and more. When a homeowner files a claim, the insurance company will send out their own New Jersey Insurance Adjuster (either a Company Adjuster or a contracted Independent Adjuster) to evaluate your home and damage claim. These individuals work on behalf of the insurance company, whereas a Public Adjuster works for YOU.

Independent and Unaffiliated Advocacy

As New Jersey Public Adjusters, we are INDEPENDENT and UNAFFILIATED with insurance companies. We advocate solely for you and your maximum compensation. We’re equipped with all the tools, resources, and experience needed to help you file your New Jersey insurance claim accurately and ensure your claim receives proper attention, reported accurately, and met with a fair settlement.

Public Adjuster Services in New Jersey

As a full-time adjusting firm servicing New Jersey, our state-licensed Public Adjusters possess in-depth knowledge of the insurance business. Our Public Insurance Adjusters handle various types of Insurance Claims, including:

• Water damage
• Fires
• Flooding
• Hurricanes
• Wind damage
• Hurricane losses
• Hail storm losses
• Tornado losses
• Water damage
• Smoke damage
• Vandalism
• Building collapse
• Explosions
• Theft
• Business Interruption
• …and more.

Guidance and Support in the Claims Process

Filing an insurance claim can be a daunting process, but you don’t have to do it alone. Count on us, experienced New Jersey public adjusters, to make your insurance claim as stress-free as possible. Our convenient, local insurance adjuster services ensure you receive the assistance and support you need throughout the insurance claims process. We understand that your focus should be on getting your home, business, and life back to normal.

Contact D.C. Hogan & Associates Today!

As your New Jersey public adjuster, we advocate for YOU, the policyholder, in your case against the insurance company. Restoring your home and recovering from property damage in New Jersey can be expensive, and you shouldn’t have to bear that cost alone if you’re adequately insured. Don’t delay—contact us today, and we’ll immediately get to work to save you time, energy, and money.