The insurance claims process can be long, tedious, and sometimes much harder than it needs to be. A typical Insurance Policy may be dozens of pages long and come with hundreds of provisions and stipulations. And the amount of paperwork and documentation necessary to process a claim can be monumental. That’s where D.C. Hogan & Associates can help.

As a full-time adjusting firm servicing Texas, Louisiana, Florida, and New Jersey, our licensed Public Adjusters know the Insurance business inside and out. Our Public Insurance Adjusters handle all types of Insurance Claims, including:

We’re familiar with all the procedures and know what needs to be done to maximize your payout and get it to you without delay. After experiencing loss to your property, you shouldn’t have to deal with even more stress from Insurance Companies. Let D.C. Hogan & Associates help relieve the burden and the hours involved in handling your claim, so you can get back to living.

Our Services:

  • Water damage
  • Fires
  • Flooding
  • Hurricane
  • Wind damage
  • Hurricane losses
  • Hail storm losses
  • Tornado losses
  • Smoke damage
  • Vandalism
  • Building collapse
  • Explosions
  • Theft
  • Business Interruption
  • …and more.
Insurence Claims

Filing Insurance Claims

The claims process cannot start until you have first filed with your Insurance Company, but preparing the necessary material on your own for your claim can be hard and time-consuming. You don’t have to handle it alone. The public adjusters at D.C. Hogan & Associates are here to guide you every step of the way.

Getting your claim in as soon as possible is especially important after major incidents like a hurricane or flood when your company will be dealing with a large volume of claims. From the first day of your loss, we will contact your Insurance Company and file your claim.

We will then carefully review your policy and all its provisions to address the full scope of your loss. With our team of experts, we will inspect, document, and photograph all your property loss. We’ll take care of meeting with your Insurance Company’s Adjuster on-site to ensure your Insurance Company receives the most complete damage model of your loss. You can count on us to meet with the Insurance Company’s Claims Adjuster to reach an agreement on scope of loss and negotiate for your full, fair, and timely recovery settlement.

Supplemental Claim Services

Insurance companies are notorious for dragging out the claims process and being difficult to deal with. With our Supplemental Claim Services, our team of licensed public adjusters are ready and able to help you at any point in the insurance claims process, even after you’ve already filed and settled with the insurance company.

Our team will conduct a thorough investigation of your loss, provide your Insurance Company with a detailed damage model, and request an additional Inspection of your loss. We will meet their adjuster at your loss site, present our findings, and negotiate for a full and fair settlement.

Our Supplemental Claim Services can help if:

  • your Insurance Company denied your claim;
  • you’re dealing with a long-overdue settlement payment;
  • you’ve discovered additional damages to your property after settling your initial claim and need to file a supplemental claim;
  • you’ve received an offer from your Insurance Company and are unhappy with the amount.

D.C. Hogan & Associates can Help! We offer Free Insurance Claim Reviews.

See what types of Insurance Claims we cover

Content Analysis & Reporting

Insurance companies typically provide a Content Inventory Form and leave the rest to the policyholder. It’s important to remember that the burden of Proof of Loss lies with you, NOT your Insurance Company. Filling out forms and creating a complete contents report for your Insurance Company can be confusing and daunting if you’ve never done one, but our public adjusters will help to make this process as stress-free as possible.

We have the knowledge resources to calculate your replacement and/or restoration cost for your affected business or personal property. We also use the latest software to handle itemizing your affected contents. Our detailed damage report will address everything in your policy coverage and outline the repair costs accurately and fairly.

Have any questions?

If you’re feeling stressed and overwhelmed by the insurance claims process, you’re not alone. Visit our FAQs page to see some commonly asked questions!

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With Insurance Claim’s, it’s hard to get both sides to agree on a dollar amount. The Company Adjuster wants to set the price to minimize the company’s losses while you, the policyholder, want the payout you deserve. If your policy includes a “Demand of Appraisal” clause, which states in the policy that if both you and the Insurance Company fail to agree on the amount of loss and if the amount of loss is more than $500.00, either party may “Demand Appraisal.”

This Appraisal process exists as a means of settling your claim without having to take it to court. Each party must hire their own Appraiser and bear their expense.

As yours, we will impartially and independently evaluate the amount of your loss and negotiated for a fair settlement.


During the Appraisal process, a third neutral person, the Umpire, acts as mediator if the two Appraisers still can’t reach an agreement on the amount of your loss. A certified Umpire, such as the ones at D.C. Hogan & Associates, may be recommended by your Appraiser and will be paid equally by the policyholder and the insurance company in order to stay neutral in deciding which of the two Appraiser values to accept. This value is then binding in your settlement.

We represent YOU, the insured, only.

Contact D.C. Hogan & Associates

Don’t be at a disadvantage when negotiating your claim with your Insurance Company and their insurance adjuster. You need a professional public insurance claim adjuster on your side advocating FOR YOU, the policyholder. Contact us today to learn more about how our public adjusters can help maximize and expedite your insurance claim, and get you the full and fair recovery settlement you deserve when you need it.

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