Floods are often sudden and unexpected, leaving you little chance to protect your property from water damage. The regular occurrence of heavy rains makes flood damage claims the most common; with my years of experience, I will advocate for your fair compensation.
Water Damage vs. Flood Damage
While both types of damages present in similar ways, i.e. property damage caused by sudden and unexpected water, they are different in terms of insurance. The distinction lies in the source of the water affecting your property. If heavy rains or natural disasters, like hurricanes or tropical storms, flood your home, you need to file a flood insurance claim. If the water damage comes from within your home, like from leaking pipes or a burst water heater, that classifies as a water damage claim.
Homeowners Insurance for Water Damage
Home insurance policies vary in their coverage with specific requirements regarding water damage. Most homeowners insurance plans will cover water damage caused by sudden or accidental events, such as a pipe bursting, but will not cover gradual water damage, such as mold from a leaking pipe. Don’t leave it to chance — let me evaluate your home insurance policy and help you file your insurance claim correctly so your case is handled properly.
Public Insurance Adjuster for Flood & Water Damage
If you’re dealing with flood damage to your property, it’s likely that you’re not the only one. The effects of storms and flooding are widespread and can leave entire communities devastated resulting in a large influx of flood claims to your insurance company. Don’t let your insurance claim get overlooked and don’t settle for less compensation than you deserve. The sooner I can get involved in the insurance claims process, the more I can help you save time, money, and energy.
Contact Daniel C. Hogan, P.A. Today!
When you’re forced to deal with water damage or flood damage to your home or business, you need a qualified public adjuster by your side. As a public insurance adjuster certified with FEMA’s National Flood Insurance Program (NFIP), I have the knowledge and experience to guide you through the insurance claims process for flood and water damage to get you the payout you deserve.