Water Damage

Homeowners Insurance for Water Damage

Home insurance policies vary in their coverage with specific requirements regarding water damage. Most homeowners insurance plans will cover water damage caused by sudden or accidental events, such as a pipe bursting. However, they may not cover gradual water damage, such as mold from a leaking pipe. Don’t leave it to chance — let me evaluate your home insurance policy. I’ll make sure your flood insurance claim is filed correctly so your case is handled properly. I’ll work for you to get you the flood insurance settlement you deserve.

Water Damage Claims vs. Flood Damage Claims

While both types of damages present in similar ways, i.e. property damage caused by sudden and unexpected water, they differ in terms of insurance. The difference lies in the source of the water affecting your property. If heavy rains or natural disasters, like hurricanes or tropical storms, cause your home to flood, you need to file a flood insurance claim. If the water damage comes from within your home, like from leaking pipes or a burst water heater, that classifies as a water damage claim.

Contact D.C. Hogan & Associates

Don’t be at a disadvantage when negotiating your claim with your Insurance Company and their insurance adjuster. You need a professional public insurance claim adjuster on your side advocating FOR YOU, the policyholder. Contact us today to learn more about how our public adjusters can help maximize and expedite your insurance claim, and get you the full and fair recovery settlement you deserve when you need it.

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